For those who owe dollars to some personal debt collection company 고머니2 or debt collector, you have to know what they can and can't do so as to acquire monies owed to them. You've an obligation to pay for what you owe, and the credit card debt collectors have an obligation to Stick to the regulation instead of harass you in your house or at operate.
The Truthful Personal debt Assortment Practices Act relates to those that accumulate debts owed to creditors for personal, spouse and children and household debts. These involve motor vehicle loans, mortgages, charge accounts and revenue owed for clinical expenses. A credit card debt collector is another person employed to collect money you owe.
Inside of 5 times following a credit card debt collector very first contacts you, the collector must deliver you a observe that informs you the name of your creditor, the amount of you owe, and what action to choose if you believe you don’t owe The cash.
If you owe The cash http://query.nytimes.com/search/sitesearch/?action=click&contentCollection®ion=TopBar&WT.nav=searchWidget&module=SearchSubmit&pgtype=Homepage#/애니멀고 or Element of it, Get hold of the creditor to rearrange for payment.
If you believe you don’t owe the money, Get hold of the creditor in crafting and mail a duplicate to the collection agency having a letter telling them never to Get hold of you. A credit card debt collector may not:
Get in touch with you at unreasonable periods, as an example, before 8 a.m. or just after nine p.m., Unless of course you agree;
Contact you at perform in case you explain to the personal debt collector your employer disapproves;
Contact you When you publish a letter telling them to stopexcept to inform you When the collector or creditor ideas to acquire a certain action;
Contact your buddies, kin, employer or othersexcept to learn where you reside and operate;
Harass you thru threats to harm you, profane language or repeated phone calls;
Make any Wrong statement, or declare that you will be arrested; or
Threaten to obtain revenue deducted from a paycheck or to sue youunless the collection agency or creditor intends to do so and it really is authorized.
You have a obligation to repay any debt that you just owe. Debt assortment companies also have a duty to deal with their clients with respect and Stick to the legislation.
When you are staying harassed by a credit card debt selection agency, Speak to the authorities and report them.